Thursday, July 31, 2008

Pokemon Shiny Gold Getting Silver Wing

GLI OSCAR DEI PEGGIORI



Curiously, wandering on the net I came across in a blog where someone gave Oscars for the worst English language schools in the world do you think of our favorites could not miss my appointment? Of course not! they also managed to grab their share last year!
source http://teflblacklist.blogspot.com/2008/02/tefl-oscars-2008.html
Obnoxious School. Classes appalling. Real Shysters.

The 2008 Awards Ceremony TEFL Blacademy
presented by the ever popular
McHammered Inspector of the Lard.

Live February 24, 2008 from The Wanker in Austria Hotel Where the Inspector is currently on a skiing holiday.

THE CATEGORIES FOR THE 2008 Oscars .................... OSCAR WINNER WORST OVERALL

SCHOOL 2008
WORST SHYSTER
WORST PAID
WORST LOCATION
WORST FRANCHISE
WORST JOB BULLETIN BOARD
WORST TEFL JOB ADVERTISED
WORST TEFL COURSE PROVIDER
WORST SCHOOL FOR RIPPING OFF STUDENTS
WORST TEFL AGENT
WORST TEFL PUBLICATION
Only a few more days to go.
A quick reminder of last year's winners:

OVERALL OSCAR WINNER WORST SCHOOL
2007ASTA Kids Club in Incheon, Korea.
WORST OWNER
Shane of Shane schools and his alter ego Saxoncourt Recruitment.

WORST DOS
ASTA Kids Club in Incheon, Korea

WORST PAID
East London School of English

WORST LOCATION
China. Can be great if you do your research well but a place to be very wary of as there are some terrible schools.

WORST FRANCHISE (for people daft enough to buy one)
Smith's School of English, Japan. Shame on International House London as well and worthy of a special mention.

WORST JOB BULLETIN BOARD
TEFL.com. No attempt at all to inform the unsuspecting teacher of crap outfits. At least Saint Dave Sperling has a forum (albeit heavily neutered).

WORST TEFL COURSE PROVIDER
Paul Lowe of Windsor TEFL Courses

WORST SHYSTERS FOR STUDENTS
Wall Street Institute for being bankruptcy bandits

Thursday, July 17, 2008

Wedding Program Welcome Note

FANNIE E FREDDIE


Fannie e Freddie sono due istituti di credito degli Stati Uniti. Vendono mutui immobiliari. Sono come Ginger e Fred, ma non ballano su un set cinematografico. Danzano sul baratro del fallimento. Le loro azioni sono crollate nel mese di luglio.
In caso di bancarotta Fannie e Freddie lascerebbero un buco di 5000 miliardi di dollari, la metà del debito pubblico americano. Dovrebbe intervenire lo Stato nazionalizzandole con un automatico aumento del costo del denaro e delle tasse. In Italia è come se fallisse contemporaneamente la maggior parte delle imprese quotate in Borsa. Fannie deve rimborsare 216 miliardi di dollari entro un anno, Freddie un po’ di più, about 291 billion. The money is not there. For two reasons. The mortgage rates are no longer being paid and no signs new mortgages. In essence, the real estate market is no more.
People have more money and the cost of borrowing has risen. In addition, the value of houses collapsed and the banks are filled with foreclosed homes. In the belly of the banks' balance sheets are still real estate valued at before the crisis of subprime. Banks do not want to devalue, if not a few can afford it, their stock price would collapse. Fannie and Freddie are a financial tsunami that in one way or another will come from us. Property prices in Italy are drugged by a cartel of companies Estate. The center of the city is no longer for habitation, but for profit. The price of apartments has no connection with reality. Real estate companies are a long time, a strange silence in the media, losing their value in the stock market. Since January 2008 the first nine companies in the industry have lost € 2.4 billion, about half of their capitalization. Pirelli Real Estate, a bit 'more than the average: 57.82%. The collapse of the housing market is in part already. Those with a € action at Christmas, end up with 50 cents before the holidays.
The value of the homes are kept artificially high. Big cities are full of signs for sale and rent and meanwhile we build more new housing in the suburbs.
The amazing thing is that the crisis has not yet come true. In the United States banks to risk failure are about 90. One, Indy Mac, closed Friday. The third failure in the United States in importance after the war. The ranks of people who withdrew their savings are the picture of the situation.
Some advice: do not buy property, debts do not, do not turn on new loans, if you can pay off loans you have, do not buy securities of real estate companies, do not buy funds with listed property companies. Fannie and Freddie are coming. by http://www.beppegrillo.it/2008/07/fannie_e_freddi.html